Stories & tips
Everyday scenarios worth thinking about
Practical, honest reads for tradies, caravanners, collectors and everyday people — plus how My Asset Mate helps if the worst happens.
Could you prove what was in your ute?
Tool theft happens overnight, in your own driveway, more often than you'd think. Here's how to make sure you can actually claim it back.
Could you claim everything if your rig rolled?
A rollover is bad enough. Not being able to prove what was packed inside makes the insurance claim even harder.
When the outboard's gone, what can you actually show for it?
Outboards, electronics and gear go missing from boats more than most owners realise.
The dispute isn't the damage — it's proving what was there before
Bond disputes and Airbnb damage claims come down to proving what was there beforehand.
The jewellery box is empty. Now what?
Jewellery and watches are some of the hardest things to claim after a break-in.
Is your collection actually covered for what it's worth?
Coin, antique and memorabilia collections are notoriously hard to insure and claim on properly.
What happens when your rig doesn't come home from the gig?
Instruments and gear stolen from a van are notoriously hard to claim on without proper records.
The recall notice landed. Was it your pram?
Car seat and pram recalls happen more often than most new parents realise.
Your camera bag never made it back from the shoot
Camera gear is one of the most commonly stolen — and most disputed — insurance claims.
Once the walls come down, so does your proof of what was there
Renovation disputes and warranty claims both come down to what you documented beforehand.
The quad bike didn't break down. It just wasn't there anymore.
Farm machinery theft is common and hard to prove without proper records.
Reselling is a business. Your inventory records should be too.
Resale stock lost to fire, flood or theft is hard to claim on without records.
The bag came back. Half of what was in it didn't.
Damaged or missing luggage claims are hard to win without proof of what was packed.
A classic isn't worth “about that much.”
Classic and modified vehicles rarely fit standard insurance valuations.
If the shop flooded tonight, would your insurance actually cover it?
Business insurance claims move faster with a proper itemised record.
Working from home doesn't mean your gear is covered like it should be
Home office equipment often isn't fully covered by standard home insurance.
Golf clubs go missing from car parks more than you'd think
Club theft from car parks is common and hard to claim on without a proper record.
Tack theft is common, and insurers know it
Saddles, bridles and rugs are common targets at events and floats.
After a fire or flood, could you list everything the property lost?
Rural claims move faster with a proper record of sheds, structures and equipment.
Forty years in one house. Could you list what's actually in it?
Downsizing means working out what's actually valuable before it's sold, given away, or lost.